May 3, 2022·edited May 3, 2022Liked by Aleyah Cordoba
I have so many thoughts from my personal experience with subsized child care but I’m sure they are antiquated since my benefit from them or my mother’s benefit from them may have been the ideal situation for the necessity back in the early nineties. Escape from domestic abuse, short term use of a subsidized after school daycare. My mom wasn’t going out partying every weekend and refused to be on food stamps. Sometimes she worked two jobs.
Don’t get me started on student loans. Undergrad loans shouldn’t be a thing for traditional students. There are so many scholarships out there and if a student isn’t willing to put in the work to seek these opportunities then it shows his lack of responsibility to understand the consequences of signing for a student loan.
Your mama's a good woman. I'm sure she's witnessed enough in her day, like other ladies/parents abusing the welfare system. Good for her, though, for sticking to her guns and taking responsibility for her life - even in the face of an abusive relationship.
And I totally agree with you about the loans. A related thought to this that I always find funny is that, absolutely no lender would take a chance on an 18-year-old kid and lend them money to start a business if they have no collateral or proof of credit/income, yet a student loan is one of the simplest loans to acquire - and the lender (or student for that matter) doesn't even verify the student's degree to guarantee a ROI! But before a kid that young even has the experience to understand finances like this, they think signing off to take out $100k+ is a good idea.
1st I want to say good job Aleyah for your words and opinions. I know the struggle of child care. It is about 600 to 800 a month for childcare or preschool if you don't qualify for free services. I have a well paying job but I can't afford 600 to 800 a month in child care or preschool. I was lucky enough to have a mom who could watch my son. But if you are not lower class in finances then you do not qualify for shit in the system. There were times I could barely afford food when pregnant due to high dr bills and after labor I would have owed 12,000 after insurance paid for whatever they paid for. I applied for financial help through our hospital and received it. If not I'd still be paying that off. I did not qualify for food stamps, wic or anything of that sort as according to the system I made too much money and I was married. But on the flip side we were barely making it. So I agree to an extent with the woman in the video that yes our system is not set up to help the working people or middle class if you will. As for child care I also applied for help to pay mom for watching my son through an agency. However I was on a wait list for 2 years because "I made too much money" even as a single woman. They told me I could be on the wait list but other families with lower income would get services first. So if I quit my job I can get services? Hhhmmm I thought about it for sure. So yes I also agree with you Aleyah that if we keep this cycle though it won't get better. I also agree with the guy in the video too where he says that it's not just child care why people are quitting their jobs or not working. People were getting and some still are more money on unemployment than working. Our system is for sure not for the people. It's all about money and power as it always has been. Do I think people take advantage of the system? Absolutely. Idk the answer on how to fix it but it's not working for sure. Also our mom lived off the system but as a single mom. Im not saying it shouldn't exist but it should be there for those in need. How do we differentiate who actually needs the help with those who don't and just usung the system? Hhhmmm what's your thoughts Aleyah?
As for school loans. They are a joke how much we pay for school. You are right the more money they can rack up in loans the more the schools will increase their amounts. It's ridiculous. I did apply for scholarship like Robbie posted. I only received 2 small ones. Alot of people who are in college work full time, have kids, and go to school. Do you want to spend hours writing an EXTRA paper, etc or papers just to apply for scholarships when you have a family, work and school work? The reality is NO. Parents already have enough on their plate with work, kids, spouses, kids extracurricular activities, kids school work, their own school work, etc. The reality is it's difficult as a parent to go to school and do well. No kids.... yes it's easier for sure to apply for scholarships and go to school but depends on your situation as well. Maybe you are working paycheck to paycheck and have to work extra hours. Time and energy to do it all is legit hard. Can it be done? Absolutely but not always perfect or with ease. My point is that everyone is different. Our system is set up to mostly fail us it seems, unless, 90% of us don't understand it for some reason and not using it correctly then please tell me 10% that do understand it, where are we going wrong?
Also, alot of our society lacks lifeskills which is another issue why people stay in the system. We have generational cycles that the system is not helping or educating us about. Some people do not have the skills to apply for scholarships or college in general. Can they get help? Yes absolutely, but will they? Usually not. Y? 1. They usually dont know where to start or who to talk to. 2. When they do get help our society at times labels them as the low income or trauma or mental health person so eventually there is lack of help for that population in the school system. Yes at times its the persons own fault with no follow through but not always. Again, everyone is different. Yea I could say more but great article Aleyah. I'm going to find more around this topic.
Thanks for writing such a highly-thought-out reply!
What you said about your hospital bills during your pregnancy really hit home. Me and Jeff talk about that a lot. And, honestly, that's why I'm sticking with Starbucks a little longer. We wanna have a couple kids, but I remember you said your bills were stressful when you had Ezra. So, since I get good insurance now, I'm trying to see if it'll help a few years later down the road. Based on what you said though, do you think these sorts of welfare programs (like the one discussed in the video) don't help enough people? My position on this is kind of like, I wanna go back to the old days where people did homesteading and what not. I think that was a more ideal way of life. Obviously, we're a bit too far gone for it be exactly the same. But I like that idea of life more. I also don't think that we should ask the government to solve our problems because: 1) as you said at some point, everyone is different and with government solutions, all you get are one-size-fits-all solutions and 2) having someone else fix your problems for your, no matter who it is, is not gonna build anyone's character or strengthen who they.
Yeah, I just think that it's a trap, potentially an intentional one at that. Think of this: if more and more people end up upside-down with student debt, then they'll become less and less likely to do things like own homes. You know? Idk, there's something about this whole "you'll own nothing and be happy" notion that's hard to ignore here as well.
I agree with your last thought as well. I wonder how it happened, sometimes. How we used to be so independent and skilled and free. We're still a pretty young country, how did our degradation come so quickly, only several generations in? You know? I don't know. I always blame the government for shit, but I'm willing to bet on this one too. Watch this and maybe you'll understand why I think this all started lol: https://www.youtube.com/watch?v=6CDaflxJJ0g
I think programs in the system are meant to help people yes and they do help those who lack finances. However, you have to make like 2,000 or less a month to get services. Granted they are meant for people who are barely making it. I get that but if you are barely making it for years then something needs to change. But how can you change with lack of life skills? Lol either way we are doomed. The programs were set up to help people as needed not for long periods of time. However that has changed now people can basically live off the system. At least that's how I understand it. But yea hospital bills suck. Reason why I'm kinda waiting to have another kid too. I have better insurance tho since Ezra.
As for the generational cycles I'm not sure if that will ever change. There are so many different cycles within those cycles too it just creates one big mess we currently live in. 😌
I have so many thoughts from my personal experience with subsized child care but I’m sure they are antiquated since my benefit from them or my mother’s benefit from them may have been the ideal situation for the necessity back in the early nineties. Escape from domestic abuse, short term use of a subsidized after school daycare. My mom wasn’t going out partying every weekend and refused to be on food stamps. Sometimes she worked two jobs.
Don’t get me started on student loans. Undergrad loans shouldn’t be a thing for traditional students. There are so many scholarships out there and if a student isn’t willing to put in the work to seek these opportunities then it shows his lack of responsibility to understand the consequences of signing for a student loan.
Your mama's a good woman. I'm sure she's witnessed enough in her day, like other ladies/parents abusing the welfare system. Good for her, though, for sticking to her guns and taking responsibility for her life - even in the face of an abusive relationship.
And I totally agree with you about the loans. A related thought to this that I always find funny is that, absolutely no lender would take a chance on an 18-year-old kid and lend them money to start a business if they have no collateral or proof of credit/income, yet a student loan is one of the simplest loans to acquire - and the lender (or student for that matter) doesn't even verify the student's degree to guarantee a ROI! But before a kid that young even has the experience to understand finances like this, they think signing off to take out $100k+ is a good idea.
1st I want to say good job Aleyah for your words and opinions. I know the struggle of child care. It is about 600 to 800 a month for childcare or preschool if you don't qualify for free services. I have a well paying job but I can't afford 600 to 800 a month in child care or preschool. I was lucky enough to have a mom who could watch my son. But if you are not lower class in finances then you do not qualify for shit in the system. There were times I could barely afford food when pregnant due to high dr bills and after labor I would have owed 12,000 after insurance paid for whatever they paid for. I applied for financial help through our hospital and received it. If not I'd still be paying that off. I did not qualify for food stamps, wic or anything of that sort as according to the system I made too much money and I was married. But on the flip side we were barely making it. So I agree to an extent with the woman in the video that yes our system is not set up to help the working people or middle class if you will. As for child care I also applied for help to pay mom for watching my son through an agency. However I was on a wait list for 2 years because "I made too much money" even as a single woman. They told me I could be on the wait list but other families with lower income would get services first. So if I quit my job I can get services? Hhhmmm I thought about it for sure. So yes I also agree with you Aleyah that if we keep this cycle though it won't get better. I also agree with the guy in the video too where he says that it's not just child care why people are quitting their jobs or not working. People were getting and some still are more money on unemployment than working. Our system is for sure not for the people. It's all about money and power as it always has been. Do I think people take advantage of the system? Absolutely. Idk the answer on how to fix it but it's not working for sure. Also our mom lived off the system but as a single mom. Im not saying it shouldn't exist but it should be there for those in need. How do we differentiate who actually needs the help with those who don't and just usung the system? Hhhmmm what's your thoughts Aleyah?
As for school loans. They are a joke how much we pay for school. You are right the more money they can rack up in loans the more the schools will increase their amounts. It's ridiculous. I did apply for scholarship like Robbie posted. I only received 2 small ones. Alot of people who are in college work full time, have kids, and go to school. Do you want to spend hours writing an EXTRA paper, etc or papers just to apply for scholarships when you have a family, work and school work? The reality is NO. Parents already have enough on their plate with work, kids, spouses, kids extracurricular activities, kids school work, their own school work, etc. The reality is it's difficult as a parent to go to school and do well. No kids.... yes it's easier for sure to apply for scholarships and go to school but depends on your situation as well. Maybe you are working paycheck to paycheck and have to work extra hours. Time and energy to do it all is legit hard. Can it be done? Absolutely but not always perfect or with ease. My point is that everyone is different. Our system is set up to mostly fail us it seems, unless, 90% of us don't understand it for some reason and not using it correctly then please tell me 10% that do understand it, where are we going wrong?
Also, alot of our society lacks lifeskills which is another issue why people stay in the system. We have generational cycles that the system is not helping or educating us about. Some people do not have the skills to apply for scholarships or college in general. Can they get help? Yes absolutely, but will they? Usually not. Y? 1. They usually dont know where to start or who to talk to. 2. When they do get help our society at times labels them as the low income or trauma or mental health person so eventually there is lack of help for that population in the school system. Yes at times its the persons own fault with no follow through but not always. Again, everyone is different. Yea I could say more but great article Aleyah. I'm going to find more around this topic.
Thanks for writing such a highly-thought-out reply!
What you said about your hospital bills during your pregnancy really hit home. Me and Jeff talk about that a lot. And, honestly, that's why I'm sticking with Starbucks a little longer. We wanna have a couple kids, but I remember you said your bills were stressful when you had Ezra. So, since I get good insurance now, I'm trying to see if it'll help a few years later down the road. Based on what you said though, do you think these sorts of welfare programs (like the one discussed in the video) don't help enough people? My position on this is kind of like, I wanna go back to the old days where people did homesteading and what not. I think that was a more ideal way of life. Obviously, we're a bit too far gone for it be exactly the same. But I like that idea of life more. I also don't think that we should ask the government to solve our problems because: 1) as you said at some point, everyone is different and with government solutions, all you get are one-size-fits-all solutions and 2) having someone else fix your problems for your, no matter who it is, is not gonna build anyone's character or strengthen who they.
Yeah, I just think that it's a trap, potentially an intentional one at that. Think of this: if more and more people end up upside-down with student debt, then they'll become less and less likely to do things like own homes. You know? Idk, there's something about this whole "you'll own nothing and be happy" notion that's hard to ignore here as well.
I agree with your last thought as well. I wonder how it happened, sometimes. How we used to be so independent and skilled and free. We're still a pretty young country, how did our degradation come so quickly, only several generations in? You know? I don't know. I always blame the government for shit, but I'm willing to bet on this one too. Watch this and maybe you'll understand why I think this all started lol: https://www.youtube.com/watch?v=6CDaflxJJ0g
I think programs in the system are meant to help people yes and they do help those who lack finances. However, you have to make like 2,000 or less a month to get services. Granted they are meant for people who are barely making it. I get that but if you are barely making it for years then something needs to change. But how can you change with lack of life skills? Lol either way we are doomed. The programs were set up to help people as needed not for long periods of time. However that has changed now people can basically live off the system. At least that's how I understand it. But yea hospital bills suck. Reason why I'm kinda waiting to have another kid too. I have better insurance tho since Ezra.
As for the generational cycles I'm not sure if that will ever change. There are so many different cycles within those cycles too it just creates one big mess we currently live in. 😌